If you go to get a loan, whether it’s for a car, a house, or just for personal use, you need good credit. Credit is a quick indicator of your financial trustworthiness. Pretty much every aspect of your financial life gets easier when you’ve got good credit. But if you …
Read MoreWe all know what it feels like to get your paycheck after weeks of waiting, turn around to spend it on the things you’ve been dying to buy, and then run out of money days later. This paycheck-to-paycheck feeling is awful, and can make you feel like there’s nothing you …
Read MoreOne of the easiest ways to fail to save money like you should is to frame saving in the wrong way. Are you saving for the future in a formless way? Do you know what your saving is moving towards? If you’re just saving for the sake of saving, you …
Read MoreWhen it comes to finding entertainment, it’s tempting to spend a ton of money. After all, new video games are quite expensive, board games cost a ton of money, and there are always new movies coming out you want to keep up with. However, one of the quickest ways to …
Read MoreMillennials, in general, are distrustful of saving money the old-fashioned way. Institutions like Social Security, the stock market, and even some types of savings accounts are generally not Millennial favorites. Why is this? Some have suggested that Millennials’ relative wealth inequality, when compared to their parents, is part of this. …
Read MoreBudgeting doesn’t need to be hard! Truly, anyone can learn how to budget and live a more frugal lifestyle. You don’t need to be a pro at saving money and frugal buying to get started, either. Don’t let tales of extreme couponing or crazy stock market investments scare you off. …
Read MoreWhen it comes to saving money, you need to do more than just save it all and put it under your mattress. Cash in a coffee can doesn’t accrue interest, and it doesn’t reflect on your credit as good saving habits, either. Frugal living is a good thing, but it …
Read MoreCryptocurrency is a big buzzword in the financial world right now. Essentially functioning as a high-risk investment for many, the new form of currency has generated a lot of interest from a very online subset of people. Many investors have been caught up in the craze, with some very young …
Read MoreThe single biggest purchase the average person makes in their lifetime is their home. Most people need to take out a substantial loan from the bank just to afford such a purchase, and the repayment on it takes so long that the root of the word “mortality” is included in …
Read MoreIt’s tax season. If you’re looking to get your taxes done with the help of a software assistant, you’re not alone. Many Americans complete their taxes online themselves, without the help of a professional, to keep their costs down. After all, if your taxes are simple, there’s no great reason …
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